Business funding from $5,000 to $10 million: term loans, lines of credit and working capital. Qualify with a 500+ credit score, and get a decision within 24 hours.
- No hard credit pull
- No collateral required
- No obligation
We know small business.
Noya Funding works with a wide network of lenders to match your business with funding that fits, and to get it to you fast.
We’re fast
Our process cuts out the busywork, so you can be approved in hours and see funds in your account within 24 hours.
We’re responsible
We don’t stop at getting you funded. We cut out unnecessary fees and costs, so you keep more of your revenue.
We’re flexible
Get financing structured around the way your business runs, with room to grow on your own terms.
Timing is everything in business. Unlike a bank, we can have an answer for you in a day.
High bar for service. Low bar to apply.
Meet these four and you can apply in a few minutes, with no impact on your credit score.
- 500+
- Credit score
- Owner’s credit score
- 6+months
- Time in business
- Of operating history
- $150K+
- Yearly revenue
- Gross revenue over the last 12 months
- 4months
- Bank statements
- Your most recent business statements
Financing that fits the job.
Term Loans
One lump sum, a fixed schedule and a payoff date you know on day one.
- Terms from 6 to 48 months
- Funding from $5,000 to $10 million
- Weekly or monthly payments
- Decisions within 24 hours
Line of Credit
A limit you draw on when you need it, repay, and draw on again.
- Credit limits from $5,000 to $500,000
- Revolving, with no fixed end date
- Weekly or monthly repayment
- Same-day draws once approved
Working Capital
Money for the day-to-day, repaid from the sales it helps you make.
- Funding from $5,000 to $10 million
- Terms from 3 to 24 months
- No collateral required
- Funds in as little as 24 hours
Financing for every industry.
From kitchens to job sites to the open road, see how owners in your trade put funding to work.
Three steps to your funding.
- 1
Apply online
Fill in our short application in a few minutes. A few basics about your business and what you need, with no stack of paperwork to get started.
- 2
Get your options
Our team reviews your application and brings you the options that fit your business. We look at revenue, deposits and time in business, not only your credit score.
- 3
Receive your funds
Once you’re approved and the documents are signed, the funds can be in your business bank account in as little as 24 hours.
Ready to get funded?
Apply online in minutes. No collateral, no hard credit pull and no obligation.